A Dental Preferred Provider Organization (PPO) plan works for you in two ways:

• Through a panel or network of participating dentists
• Through dentists you select that are not in the network

Each time you or a covered family member needs dental care, you choose whether to see an in-network or an out-of-network dentist. When you use an in-network dentist, your costs tend to be lower, because the dentists and the network have negotiated to have the dentists accept certain fees for certain services.